Unlocking October 2025: Your Ultimate Guide to Bank Holidays Across India's Festive Calendar!

October is a month of vibrant festivities and national observances across India, bringing with it a series of bank holidays that can impact your financial planning. As the nation gears up for celebrations ranging from Gandhi Jayanti to the grand Durga Puja, Dussehra, and the luminous Diwali, it's crucial to stay informed about bank closures to ensure your transactions run smoothly.

This comprehensive guide provides a detailed, state-wise breakdown of all bank holidays in October 2025, helping you navigate the festive season without any banking hiccups.

While public and private sector banks observe specific holidays as notified by the Reserve Bank of India (RBI) and state governments, it's worth remembering that digital banking services such as ATMs, mobile banking, and online transfers (NEFT/RTGS) typically remain operational 24/7.

However, branch-specific services like cash deposits, withdrawals, and cheque clearances will be affected on these designated days.

Key Bank Holidays in October 2025: Plan Ahead!

Here’s a snapshot of the expected bank holidays in October 2025, including national holidays, regional festivals, and the standard weekend closures.

Please note that regional holidays can vary significantly by state and even district, so always confirm with your local bank branch.

National Observances:

• October 2 (Thursday): Gandhi Jayanti
  A national holiday observed across all states in India, commemorating the birth anniversary of Mahatma Gandhi.

  Banks nationwide will remain closed.

Standard Weekend Closures:

• All Sundays: Bank branches across India observe Sunday as a weekly off.
• October 11 (Second Saturday): A standard banking holiday observed nationwide.
• October 25 (Fourth Saturday): Another standard banking holiday observed nationwide.

Major Regional and Festival Holidays:

• October 13 (Monday): Mahalaya Amavasya
  Banks will likely be closed in states like West Bengal, Odisha, Assam, and Tripura, marking the beginning of the Durga Puja festivities.
• October 18 (Saturday): Maha Saptami / Durga Puja
  Expect closures in Eastern states, particularly West Bengal, Odisha, Assam, and parts of Bihar and Tripura, celebrating the seventh day of Durga Puja.
• October 19 (Sunday): Maha Ashtami / Durga Puja
  Continues the Durga Puja celebrations, with banks closed in the aforementioned Eastern states.
• October 20 (Monday): Maha Navami / Durga Puja
  The ninth day of Navratri and Durga Puja will see banks closed in many Eastern states, and potentially some others observing Navami festivities.
• October 21 (Tuesday): Dussehra / Vijayadashami
  A widely observed holiday across India, celebrating the victory of good over evil.

  Banks in most states will be closed.

• October 29 (Wednesday): Diwali / Deepavali
  One of India's most significant festivals, Diwali will lead to bank closures in numerous states including Maharashtra, Delhi, Uttar Pradesh, Gujarat, Karnataka, Madhya Pradesh, and others. The exact observed date can vary slightly by region.
• October 30 (Thursday): Govardhan Puja
  Following Diwali, banks in Northern states like Uttar Pradesh, Haryana, Rajasthan, and parts of Gujarat may observe closures for Govardhan Puja.
• October 31 (Friday): Bhai Dooj / Chitragupta Puja
  Banks in states like Uttar Pradesh, Delhi, Bihar, and others may be closed for Bhai Dooj, celebrating the bond between brothers and sisters.

  Some regions also observe Chitragupta Puja on this day.

Important Considerations for Your Banking Needs:

Given the density of holidays in October, it’s highly recommended to plan your essential banking activities, such as cheque deposits, loan applications, or branch visits, well in advance.

Utilize online banking portals and mobile apps for urgent transactions that don't require physical branch interaction. For critical cash needs, ensure you withdraw sufficient funds before holidays or rely on the widespread network of ATMs.

While this list is compiled based on typical holiday patterns, bank holidays can sometimes be subject to last-minute changes or additional notifications from the RBI or state governments.

Always confirm the exact holiday schedule with your specific bank branch or refer to the official RBI holiday calendar closer to October 2025 for the most precise information. Stay informed, stay prepared, and enjoy the vibrant festivities of October!