Samsung Unveils Its First Credit Card – The Galaxy Card

At the Galaxy Unpacked livestream on July 22, 2026, Samsung finally answered a question that’s been lingering for years: “When will Samsung have its own credit card?” The answer arrived in the form of the Samsung Galaxy Card, a co‑branded Visa issued by Barclays US Consumer Bank.

The card itself feels premium – a heavyweight black metal slab that you’ll recognize instantly in your wallet. For those who prefer a digital approach, Samsung also rolled out a fully functional version inside Samsung Wallet, so you can tap‑pay without ever pulling out a physical card.

What really sets this card apart are the rewards. Samsung is promising a tiered cash‑back structure that looks like this:

• 5 % back on purchases made directly with Samsung – that means phones, tablets, accessories, you name it.
• 3 % back when you pay through Samsung Wallet.
• 2 % back on major streaming services such as Netflix, Disney+ and Spotify.
• 1 % back on everything else.

And if you’re a quick spender, there’s a welcome bonus: spend $2,000 in the first 90 days and you’ll see $200 in cash back added to your account.

Fans of Samsung’s VIP Advantage program get a little extra love, too. Cardholders snag a 20 % discount on the VIP Advantage membership fee, plus an additional 5 % cash back when they purchase or renew the membership – terms apply, of course.

Quotes from the launch underline the collaborative spirit behind the product. Woncheol Chai, Samsung’s EVP and head of the Digital Wallet team, said the card “offers users a new way to be rewarded every time you pay.” Barclays’ CEO Denny Nealon added that the partnership “creates seamless, rewarding digital banking capabilities,” while Visa’s Kirk Stuart highlighted the combo of Samsung’s innovation, Barclays’ co‑branding expertise, and Visa’s network reliability.

Applications opened the same day as the Unpacked event, and interested shoppers can sign up via Samsung’s website or at any Samsung retail location in the United States. As of now, the Galaxy Card is only available to U.S. consumers, but the company hinted that international rollouts could follow.

In short, Samsung’s first foray into credit cards blends a luxe design with a rewards engine that favors the brand’s ecosystem. Whether you’re looking to upgrade your phone, binge‑watch your favorite shows, or simply earn a little extra on everyday spend, the Galaxy Card seems positioned to earn a spot in many wallets.