Unlocking the Ladli Behna Yojana: Your Essential Guide to E-KYC

The Ladli Behna Yojana, a significant initiative by the Madhya Pradesh government, aims to empower women by providing substantial financial assistance. This scheme is designed to enhance the economic independence and social standing of women across the state. To ensure a seamless and secure distribution of benefits, the e-KYC (Electronic Know Your Customer) process has been made mandatory for all eligible beneficiaries.

Understanding and completing this digital verification is the first crucial step towards receiving the scheme's benefits.

E-KYC is not just a formality; it's a vital component that links your identity with your bank account, ensuring that the financial aid reaches the rightful recipient directly and efficiently.

It minimizes errors, reduces fraud, and streamlines the entire process, making it transparent and accessible for everyone.

Understanding the Ladli Behna Yojana E-KYC Process

The e-KYC for the Ladli Behna Yojana involves verifying your identity using your Aadhaar card and linking it with your Samagra ID and bank account.

This process can be completed both online and offline, providing flexibility for applicants.

Documents Required for E-KYC:

• Samagra ID: Your family's unique identification number in Madhya Pradesh.
• Aadhaar Card: Your biometric identification number.

  It must be linked to a mobile number for OTP verification.

• Bank Account: A valid bank account linked to your Aadhaar for direct benefit transfer (DBT).
• Mobile Number: The mobile number registered with your Aadhaar card is crucial for receiving OTPs during the verification process.

Step-by-Step Guide to Complete E-KYC Online:

While the primary method for e-KYC is often through designated centers for security and assistance, if an online portal is available, here’s a general outline of steps involved:

1. Visit the Official Portal: Navigate to the official website for the Ladli Behna Yojana or the Samagra Portal (if integrated for e-KYC).
2. Locate E-KYC Section: Find the dedicated link for 'e-KYC' or 'Aadhaar e-KYC for Ladli Behna Yojana'.
3. Enter Samagra ID: You will be prompted to enter your 9-digit Samagra ID.

   After entering, click on 'Submit' or 'Verify'.

4. Aadhaar Verification: Next, you will need to enter your 12-digit Aadhaar number. Ensure it's accurate.
5. OTP Verification: An OTP (One-Time Password) will be sent to the mobile number registered with your Aadhaar card.

   Enter this OTP into the designated field to verify your Aadhaar.

6. Confirm Details: Once the OTP is successfully verified, your details (name, address, etc.) linked to your Aadhaar will be displayed. Carefully review these details for accuracy.
7. Link Bank Account (if prompted): In some cases, the system might prompt you to confirm your bank account details or ensure its Aadhaar linkage.
8. Final Submission: After confirming all details, submit your e-KYC request.

   You should receive a confirmation message or reference number.

Offline E-KYC at Service Centers:

For those who prefer or require assistance, e-KYC can also be completed at various designated centers, including:

• Gram Panchayat/Ward Office: Your local administrative offices often facilitate this.
• Common Service Centers (CSCs): These centers provide various government services digitally.
• MPOnline Kiosks: Authorized kiosks for state government services.

At these centers, officials will guide you through the process, using biometric authentication (fingerprint/iris scan) if your mobile number is not linked to Aadhaar or if you face issues with OTP verification.

Why is E-KYC Crucial?

Completing your e-KYC is non-negotiable for Ladli Behna Yojana beneficiaries.

Without it, the financial aid cannot be disbursed to your account. It's the digital bridge connecting you to the scheme's benefits, ensuring security, transparency, and the integrity of the welfare program. Don't delay your e-KYC; it's your gateway to empowerment and financial support from the Ladli Behna Yojana.