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The Playoff Puzzle: How Tulane's American Title Shakes Up the College Football Playoff Picture

  • Nishadil
  • December 06, 2025
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  • 5 minutes read
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The Playoff Puzzle: How Tulane's American Title Shakes Up the College Football Playoff Picture

Wow, what a weekend! If you’re a college football fan, you know the American Athletic Conference Championship Game between Tulane and UCF was absolutely electric. The Green Wave pulling off that fantastic win, right there in their home stadium, felt like something out of a movie. It was a moment of pure joy for Tulane, a testament to an incredible season, and frankly, a truly inspiring story for any underdog out there. They secured the AAC title, and probably a New Year's Six bowl bid – a truly monumental achievement!

But here’s where the rubber meets the road, especially for those of us glued to the College Football Playoff picture. While Tulane’s triumph is magnificent, and they absolutely deserve every bit of praise, let's be real: their path to the actual four-team playoff is virtually non-existent, even after that spectacular win. The CFP committee just hasn't historically opened the door for Group of Five teams, no matter how dominant, unless there's absolute, unprecedented chaos among the Power Five conferences. So, while we celebrate Tulane, the real CFP drama continues to swirl around the usual suspects.

Right now, it feels like we’ve got two teams pretty much penciled in, barring some truly cataclysmic events this coming weekend: the Georgia Bulldogs and the Michigan Wolverines. These two have just looked like absolute forces of nature for most of the season. Georgia, despite a little scare here and there, has largely cruised, showing incredible consistency. Michigan? Well, beating Ohio State the way they did, on the road, pretty much sealed their destiny. They're dominant, physical, and clearly on a mission. So, assuming they both handle business in their respective conference championships, they're in. End of story, right?

Now, this is where it gets spicy. The remaining two spots? Oh, boy, that's where the real debate kicks off, and it's heavily dependent on how the Big 12 and Pac-12 championship games shake out. You’ve got TCU, the undefeated darlings of the Big 12, who have just defied expectations all season long. If they beat Kansas State in the championship, they’re undeniably in. An undefeated Power Five champion? That’s usually an automatic bid. There’s no way the committee leaves them out, not after a perfect run in a tough conference.

Then there’s the USC Trojans. What a turnaround under Lincoln Riley and with Caleb Williams leading the charge! They're absolutely explosive. If USC goes out and wins the Pac-12 Championship against Utah, that makes for another incredibly strong resume – a one-loss Pac-12 champion with a Heisman-contending quarterback. They would also have a very compelling case for one of those final two spots. It's hard to argue against a team that's playing that well, with a marquee win to boot.

So, what if one of them stumbles? That’s when things get truly interesting, and a collective sigh of relief might be heard in Columbus, Ohio. The Ohio State Buckeyes, with their single loss to Michigan, would suddenly find themselves back in prime position. If either TCU or USC loses their championship game, Ohio State's impressive season, filled with big wins, would likely propel them back into the top four. It would be tough to leave out a one-loss Ohio State team if another one-loss or even undefeated contender falls. That one loss to Michigan, while painful, is to a fellow top-tier playoff team, which actually helps their strength of schedule argument.

And let’s not completely forget about Alabama, because, well, it’s Alabama, isn’t it? They've got two losses, which usually puts you out of the picture. But their resume includes wins against some decent teams, and their losses were close affairs against good opponents. Their path is extremely narrow, almost requiring both TCU and USC to lose their respective championship games, and for the committee to decide Alabama’s two-loss resume is somehow more impressive than, say, a one-loss Ohio State or even a two-loss P5 champ. It’s a long shot, but you never fully count out Nick Saban’s squad until the final rankings drop.

So, as we head into the final weekend before selection Sunday, the picture is still deliciously muddled, beyond those top two. Tulane’s incredible season reminds us of the magic of college football, but the playoff race remains a high-stakes, Power Five affair. Get ready, folks – it's going to be a wild and debated selection process, as always!

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