Plaisance Underwriters Unveils Groundbreaking Program to Protect Vulnerable Populations from Sexual Assault and Abuse

In a powerful stride towards safeguarding the most vulnerable members of society, mission-backed Managing General Underwriter (MGU) Plaisance Underwriters has officially launched a specialized insurance program designed to address the critical and often overlooked need for sexual assault and abuse liability coverage.

This innovative initiative aims to provide vital protection and peace of mind for organizations dedicated to serving children, the elderly, individuals with disabilities, and other at-risk groups.

The devastating impact of sexual assault and abuse extends far beyond the immediate trauma, often leaving long-lasting scars on individuals and communities.

For organizations that work closely with vulnerable populations, the potential for such incidents, despite best efforts, poses significant risks, both human and financial. Plaisance Underwriters recognizes this profound challenge and has stepped forward with a solution that is not merely about financial indemnity but about fostering a safer environment and supporting entities committed to care.

This pioneering program is a testament to Plaisance Underwriters' deep commitment to its mission.

By partnering with Mission-Driven Risk, a respected firm specializing in risk management solutions for mission-based organizations, Plaisance Underwriters brings a comprehensive approach to an incredibly sensitive issue. The collaboration emphasizes not only robust insurance coverage but also crucial education, proactive risk management strategies, and effective prevention services.

This holistic approach empowers organizations to implement best practices, reduce exposure, and build a culture of safety and vigilance.

Spearheading this vital endeavor are industry veterans Robert (Bob) Plaisance and Jennifer Plaisance, whose combined expertise and passion for social responsibility are the driving forces behind this new offering.

Their leadership underscores the program's foundation in both insurance excellence and ethical imperative, ensuring that the services provided are both comprehensive and compassionate.

The program offers substantial financial protection, with primary limits available up to $1 million and excess coverage extending up to $5 million.

This robust coverage is crucial for helping organizations navigate the complex and often costly legal and reputational challenges that can arise from allegations of sexual assault and abuse. Furthermore, the inclusion of defense costs outside the limit of liability provides an added layer of security, ensuring that organizations have the resources to defend themselves effectively without depleting their primary coverage.

This specialized liability insurance is tailored for a diverse range of clients who serve vulnerable populations, including but not limited to: non-profit organizations, religious institutions, educational establishments (schools, universities), healthcare providers (hospitals, clinics, long-term care facilities), social service agencies, and recreational facilities.

Each of these sectors faces unique risks, and Plaisance Underwriters’ program is designed to be adaptable and responsive to their specific needs, offering a vital safety net in an increasingly litigious and complex world.

Ultimately, Plaisance Underwriters’ new program represents a significant advancement in protecting those who need it most.

By providing a specialized, comprehensive, and mission-backed insurance solution, they are not just mitigating risk; they are actively contributing to a future where vulnerable populations are better protected, and organizations dedicated to their care can operate with greater confidence and security.